Flood Insurance
It’s important to know that a homeowners policy does not protect against loss or damage from a flood. Due to the nature of flood damage, flood insurance requires a separate policy.
Depending on your home’s location, your property may fall within a flood zone. Even if the flood zone only touches a portion of your property, most lenders will require you to get flood insurance. Flood risks are re-zoned on an annual basis which can lead to an additional expense that was not calculated into your initial monthly budget. We have access to the localized flood market which offers more competitive rates than the national flood market, which can keep those unforeseen costs affordable.
